Check cashing software
Cloud software for your computer, and the same app on Android and iOS tablets. Approve a check on the go from the phone app, on either operating system.
Experience fully cloud-based check processing right from your desktop browser with Check Karma. Our browser-based platform integrates with your check reader to instantly scan checks, capture digital images, and securely store copies of both the check and the driver's license in one streamlined workflow.
Using a single unified app, Check Karma leverages your tablet's built-in camera to automate the entire check-cashing process. The camera reads the check’s MICR line, captures high-quality images of the check and driver’s license, extracts license data, and takes a photo of the customer—all in one seamless workflow.
Available on Android and iOS, our smartphone app lets business owners and managers view recent checks and issue real-time approvals or declines on the go—keeping clerk lines moving seamlessly.
Everything you need to succeed in one intuitive cloud system.
Run it in the browser on a computer, or on an Android or iOS tablet. Approve a check on the go from the phone app, on either operating system.
Advanced verification tools validate customer account validity and history in real-time. Avoid check fraud, NSF fees, and other headaches.
Check Karma utilizes advanced AI technology to automate compliance processes to help you stay up to date with local, state, and federal laws
Our platform is built on the Amazon Web Services (AWS) cloud, which delivers unmatched uptime, security, and reliability.
Access and verify account ownership of checking and savings accounts with data from thousands of trusted financial institutions
Without any additional charges, Check Karma automatically backs up your data in the cloud, providing you with peace of mind knowing that you'll never have to fret about data loss again.
We strive to delight every customer by providing high-quality communication, expert support and service.
Automatically cross-references transactions with financial and retail databases to detect bad check history.
Check Karma simplifies access to vital insights on your mobile device, ensuring you stay connected with your store from anywhere
We've created an intuitive interface that is both speedy and straightforward, reducing the time needed for training. It effortlessly integrates with your current hardware or can be paired with new devices. Plus, your data is automatically synchronized to the cloud, ensuring accessibility from any location.
At the counter
Fraud prevention
We empower you to proactively thwart fraud and ensure the secure verification of account ownership and status with data from thousands of trusted financial institutions so you can conduct transactions with utmost safety and confidence.
The most extensive repository for identifying and detecting fraudulent transactions
Choose the plan that best matches your unique requirements.
For your essential business requirements
Perfect for versatile businesses aiming to grow their business
More advance verification tools for businesses to go further
Designed for high volume businesses with unlimited verifications
Begin your complimentary trial and experience Check Karma for yourself. Or chat with our team to determine if Check Karma is the ideal choice for you and your business.
Our FAQ page is a comprehensive resource that addresses a wide range of topics, such as pricing, security, support, and more. It should provide answers to most, if not all, of your inquiries. Nevertheless, if you still have lingering questions, don't hesitate to reach out to our dedicated support team or connect with our knowledgeable sales consultants via email at sales@checkkarma.com. We're here to assist you further.
Rest assured, Check Karma prioritizes your data security. We don't store any sensitive information, such as driver's license details, which significantly reduces the risk of data breaches. Additionally, in the unlikely event of crashes or outages, our entire server is meticulously backed up to the hour, ensuring the safety of your data.
Interestingly, storing your data in the cloud can actually enhance its safety compared to keeping it locally. Why? Because in the unfortunate event of issues with your devices, like the dreaded 'blue screen of death' or theft, you can still access and manage your information using alternative devices that can log into Check Karma. Your data remains accessible and under your control, even in challenging circumstances.
We understand the importance of affordability, and that's why Check Karma offers a range of pricing plans tailored to your specific needs and the size of your business. Feel free to reach out to us or explore our pricing page for more details!
Check Karma is so intuitive, there's no training required. Truly effortless.
Many customers who make the switch to Check Karma find it to be a game-changer. Businesses are particularly enamored with our software's user-friendly and intuitive interface, along with its robust features and seamless integrations. But don't just take our word for it; that's precisely why we encourage you to take a guided tour of our software and experience it firsthand to determine if it aligns with your requirements.
Furthermore, our dependable team of sales consultants is always at your disposal to address any specific questions or concerns you may have. They'll assist you in making an informed decision about whether Check Karma is the right choice for your needs. Feel free to reach out to us at sales@checkkarma.com to start the conversation.
Rest assured, we understand the importance of keeping you unstuck. Fortunately, Check Karma provides round-the-clock support, 24 hours a day, 7 days a week. Whether you prefer reaching out online or by phone, our support services are entirely complimentary with every plan. So, don't hesitate to send us a message or make a call whenever you encounter an obstacle. Additionally, you can explore our FAQ Center anytime to locate solutions to your queries.
Don't hesitate to reach out to us! Seriously, we're here to help and more than willing to address any questions or concerns you may have to assist you in making an informed decision.
However, the most effective way to determine if Check Karma aligns with your business needs is to give it a try firsthand. You can test our services for free for a month, and while you're at it, take advantage of our email support to ensure you have all the answers you require.
Not at all! At Check Karma, we firmly believe that regardless of the number of checks you cash or verifications you perform, you shouldn't have to deal with unpredictable bills at the end of the month. That's why we offer a straightforward plan with a fixed monthly fee. No matter how many checks you process, our fees remain constant, aligned with the plan you've chosen.
While we strongly recommend using Check Karma with a stable Internet connection, we understand that sometimes your internet service provider might not cooperate. That's precisely why Check Karma offers an offline mode that allows you to carry out several essential store tasks, such as cashing a check and searching for customers and companies. However, it's important to note that check, account, and phone verification features won't be available in offline mode.
For a comprehensive understanding of what you can and can't do with Check Karma when offline, don't hesitate to get in touch with our team. Nonetheless, it's worth considering investing in a reliable Internet connection to ensure that Check Karma, along with other aspects of your business, can operate smoothly without interruptions.
Check Karma is designed to run smoothly on two major operating systems: Apple's macOS and Microsoft's Windows. Since Check Karma is a web-based software, it relies on web browsers for access. For the best performance, we suggest using Google Chrome or Mozilla Firefox.
Additionally, it's advisable to keep your operating system and web browser up to date with the latest available versions to ensure seamless compatibility and security.
Save time and boost business, control and efficiency with Check Karma
Check Karma includes all the features to streamline operations, boost sales, and save both time and money.
Enhance security, lower return rates through instant automated decisions using top ACH and E-Check verification database.
At Check Karma, security is our utmost concern. We've integrated top-tier security features right from the start to give you peace of mind
Take control with tools to process checks with confidence in no time.
Not finding what you are looking for? Chat with us or send us an email.